Hi all, this is related to a old thread about YNAB. I thought I'd create a new one since the other has had no activity since 2012. Please excuse the English, I do speak German but it is my third language and I am not very proficient with it.
So, I have been using WISO MeinGeld Professional 365 for about a year now and have set up Rules, Categories and Budgets, among others. I recently made up budgets for each (custom) Lebensbereich I have set up. Some are Monthly and other are Yearly budgets. I would like to be able to redirect money from one budget to the other, so that I can balance all budgets each month. As a concrete example consider:
Lebensbereich A: Monthly budget €100
Lebensbereich B: Monthly budget €100
Lebensbereich C: Monthly budget €100
Lebensbereich D: Monthly budget €100
Lebensbereich E: Yearly budget €500
Let's say that by March I have already spent:
- for A: €180 (€80 over budget)
- for B: €80 (still €20 unspent)
- for C: €60 (still €40 unspent)
- for D: €110 (€10 over budget)
- for E: €200 (€300 available)
What YNAB enables, is to easily redirect money (for March only), from the budgets of B, C and E to A and D.
This is explained in this short YNAB video:
I'd love to see this implemented in WISO MeinGeld or, if already available, learn how it could be done.
Cheers and thanks a lot,
Derio